Thursday, October 14, 2010

Thrifty Thursday: Don't Cost Yourself Money

This, as many of the tips I offer up, may seem like an easy concept.  The thought here is: don't cost yourself money!

I'm not even talking about (for today) spending on cable if you watch it or paying for insurance, even if you're paying more than you should.  There will be another time for shopping around to get the best price.  I'm talking about times when you might as well light that dollar bill on fire and throw it out the window into the mouth of a waiting rottweiler who will then chew it up, spit it out, and bury it under a mound of dirt, which will then get washed away, down the drain, to hang out with the Teenage Mutant Ninja Turtles and then Splinter will do a big karate chop and disintegrate it. 

A few examples:

Return library books on time.  Library books are FREE.  But they aren't free when you forget to return one of the CDs in a 2-CD set, tell the husband, forget again, and don't return it for another month.  Trust me, I've been there.  It would've been cheaper to buy that CD in the first place.

Don't hang onto a gym membership you don't use.  If you haven't been to the gym more than one time since before you got pregnant in November 2008, CANCEL THAT MEMBERSHIP!  (yes, this is also me speaking from experience...)

Eat, cook, or freeze your food before it expires.  I talk a lot about stock-piling and buying a lot of something when it goes on sale.  But that only works if you're going to use it or do something with it so that it will keep until you use it.  You might find a great deal on a big butternut squash, but unless you use it before it gets funky (do squash get funky?  I might find out soon enough...), it's not a savings if you weren't going to buy it in the first place.

Don't buy items just to use a coupon on it unless it's somehow going to make you money or you're going to use that item.  I've done it.  I've gotten sucked into those MEGA SALES (and yes, that deserves all caps), bought all sorts of things I *think* we'll use, but then they expire.  Or we find that we're getting fat because I'm saving spending money.

Trust me on these.  I've done them all (not the throwing away money, crazy do you think I am?). 

And I'm going to try to remedy them all by the week's end.  Wish me luck.

What sort of things are you needlessly spending money on?

1 comment:

Mandy said...

You might as well have put my name at the top of this, because I swear you were speaking to me. I do all that. And you are so right -- it's stupid and wasteful. Really good tips, though. Thanks for sharing them!

The description of the dollar has me a bit worried though...I'd advise you to cut back on the caffeine, but I don't believe you drink any. :)